Terms & Conditions

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Congratulations on your SmartGuard Protection Plan purchase. You’ve made a wise decision to protect your product investment from unforeseeable repair and replacement expenses. Enjoy the peace of mind that comes with knowing in the event of a failure, you’re covered!

  • No deductibles or hidden fees
  • Simple Claims Process
  • 24/7 Customer Service

Please see the terms & conditions linked below for a complete overview of what your SmartGuard plan covers.


Furniture Service Contract purchased prior to 1-7-2016
SmartGuard - United States - Furniture Terms & Conditions

Broad Spectrum Service Contract purchased prior to 1-7-2016
SmartGuard - All Prods but Furniture-Cells-Jewelry

SmartGuard - United States - Cell Phone Terms & Conditions
Jewelry and Watch Service Contract purchased prior to 1-7-2016
SmartGuard - United States - Jewelry and Watch Terms & Conditions

SmartGuard - Canada - Insurance Policy Terms & Conditions
SmartGuard - Canada - Protection Plan Terms & Conditions